Are you a builder looking for capital?
BuilderCapital matches your ground-up or A&D project with construction lenders and capital sources whose lending criteria fit it. Upload what you have, see an indicative loan size, and choose who you want to talk to.
Free for builders. Only the lenders you invite can see your deal.
Example deal
8 for-sale townhomes, Bellevue, WA
Ground-up construction, 18-month term requested
- Land
- $2,000,000
- Hard costs
- $3,500,000
- Soft costs
- $750,000
- Total cost
- $6,250,000
- Builder equity
- $1,250,000
- Loan request
- $5,000,000
- Loan to cost
- 80%
- Loan to value
- 62.5%
- As-complete value
- $8.0M
- Projected margin
- 22%
- Permits
- Approved
- Builder track record
- 6 projects
- Exit
- Unit sales
- Recourse
- Full guaranty
Lenders whose box fits this deal
- Regional bank, Pacific Northwest94
WA and OR, $2M to $15M, up to 80% LTC and 65% LTV, permits required, 5+ projects
- Debt fund, West Coast88
Western US, $3M to $40M, up to 85% LTC and 65% LTV, for-sale residential
- Private lender, nationwide81
All states, $1M to $10M, up to 80% LTC, 12 to 24 month terms
Fit score out of 100, based on location, loan size, leverage, asset type, permit status and builder experience.
400+construction lenders in the matching directory
Ground-up and A&Dthe two loan types we focus on, and nothing else
Minutes, not weeksfrom first upload to an indicative loan size
Built for builders: from a messy folder to lender-ready.
- Step 1
Enter the property address
Start a deal with just the site. Everything else can come later.
- Step 2
Upload what you have
Budgets, pro formas, plans, appraisals. AI sorts them into an organized data room.
- Step 3
See the gaps and the sizing
Find out what lenders will ask for, and get an indicative loan size and capital stack.
- Step 4
Choose who you talk to
Request intros to the capital sources you pick, then compare their term sheets side by side.
You decide which lenders see your deal and whether to accept their terms. Every lender makes its own credit decision.
For lenders: only the deals that fit your box.
Tell us where you lend, what you lend on and how much. We send you construction deals that match, already packaged with a data room and sizing.
Set up your lender profileSet your lending box once
Geography, loan types, loan size range and maximum leverage.
Review deals before anyone calls
Each match comes with the project summary, documents and a readiness score.
Work the deal in one private room
Ask questions, request documents and send term sheets in a private thread with the borrower. Other lenders never see it.
Your deal stays yours until you both say yes.
Only the lenders you invite can see your deal, and each one gets its own private deal room. You choose which documents each lender sees, and lenders never see each other or how many are involved. Documents are stored privately, and nothing is shared until you share it.